Columbia, Twain Harte and Sonora, California real estate listings, home buying, selling and relocation information

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 209-743-3010.

Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

"the best Realtor"
"Heidi is without a doubt the best Realtor I have worked with."
Phil & Linda Corman
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Heidi Hovatter is one of The Top Selling Real Estate Experts™
Find Out More >

For Pet Frieldy Lodging Click Here

For Buyers: Columbia, Twain Harte and Sonora, California home buying, real estate listings, and homes for sale in Tuolumne County, CA

Welcome > Main Sitemap > For Buyers ...

Please Sign Up For The Latest Listings and the Latest Real Estate News

*Your Name:
*Your Email Address:
Send Latest Listings:
Send Latest News:
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

About Appraisals >Fair Market Value

What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?

The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.

By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.

	See All Tips In The "About Appraisals" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Who is the world's richest living person?
A	William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
See More Real Estate Trivia >

See the nation's top rated reports for Schools in Columbia, Twain Harte and Sonora, >

Advantage One Home Loans
Local Lender
Find Out More >

Heidi Hovatter, REALTORŽ, real estate agent and broker for Columbia, Twain Harte and Sonora, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Heidi Hovatter
Century 21 Wildwood
18701 Tiffeni Drive
PO Box 548
Twain Harte, CA 95383
Cell #: 209-743-3010
Fax #: 209-396-2285
Email: Heidi@SonoraProperties.com
Heidi Hovatter is one of America's NUMBER1EXPERTS. Heidi will gladly represent you in the purchase of any home in Tuolumne County, including Sonora, Jamestown, Columbia, Twain Harte, Soulsbyville, Mi Wuk Village, Tuolumne, Cold Springs, Pinecrest, and Strawberry. Specializing in Buyer Representation ...she would love to help you find your dream home and add you to her real estate family. Whether you are seeking a family home, luxury estate, vacation home, NEW HOME or RESALE, Heidi and you will find your perfect home together. Heidi represents YOU, the Buyer, you get the benefit of her knowledge, experience and professionalism. It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.

Find our listing in the directory at

Real Estate Agents

San Diego real estate Excellent Content Award ...
is presented to those real estate sites whose web content provides
useful, instructive information, MLS sales data, shows superior design

and has achieved levels of excellence deserving of recognition

Real Estate

Excellence

Real Estate

www.SonoraProperties.com is brought to you by Heidi Hovatter
NUMBER1EXPERT™ in real estate for Columbia, Twain Harte and Sonora, California, luxury estates, buyers agent

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge